苏富比国际地产经纪|CalBRE#:01920606

YuFei (于菲) 微信:lahome168|E-mail: lahome168@yahoo.com

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美国购房过户产生的各种费用

第三方托管过户费 (Escrow Fee)按照房价比率收费

房屋检验费 (Home Inspection Fee)$350-$600

房屋估价费 (Appraisal Fee) $350

公证费 (Notary Fee) $80

保险费 (Hazard fire Insurance)$600-$1200

登记费 (Recording Fee)$80-$100

房产税分配 (Property Tax Prorate)

贷款费用 (Bank Charges)

 

The BUYER Can Generally Be Expected To Pay For:

  • Escrow fee
  • Document preparation (if applicable)
  • Notary fees
  • Recording charges for all documents in buyers name
  • Termite inspection (defined by contract)
  • Tax proration (from date of acquisition)
  • All new loan charges (except those required by lender for seller to pay)
  • Interest on new loan from date of funding to 30 days prior to first payment date
  • Assumption or change of records fee for takeover of existing loan
  • Beneficiary statement fee for assumption of existing loan
  • Inspection fees (roofing, property inspection, geological, etc.)
  • Home warranty (defined by contract)
  • City transfer or conveyance tax
    (defined by contract)
    Fire insurance premium for the first year
  • Messenger fees (if applicable)

What Are Buyers’ Costs?

1.Closing Costs Closing costs are those costs paid by the buyer to the closing company that finalizes the home-purchase transaction.average 3-4% of the price of your home. These costs cover various fees your lender charges and other processing expenses. When you apply for your loan, your lender will give you an estimate of the closing costs, so you won’t be caught by surprise

2.Down Payment A down payment is usually required by your mortgage company. Nomarly start at 20% of purchase price.

3.Inspection Costs In most real-estate transactions, the buyer hires a professional home inspector to perform a detailed inspection of the property. usually between $350-$600 in south California.

Buyer’s add up fee in a purchase transaction generally include the follwing: Title Insurance, Escrow Fees, Lender fees,(up front points to the lender)Appraisal fees, Notary fees, Recording fees, Fire Insurance(required if buying with a loan), prorated Proterty taxes, Transfer taxes. Typically escrow fees and transfer taxes split 50-50 to buyer and seller.